Business owner learning hub
Connect business decisions with your personal financial plans.
Nine practical guides on company-director pensions, income, business protection and preparing for a sale. Understand the questions to consider with your financial, tax and legal advisers.
Start with the decision you are facing.
Business and personal finances can affect one another. Identify what you want to achieve, the commitments already in place and the professional advice needed before taking action.
Pensions, income and company cash
Pensions for company directors
Consider pension planning alongside company finances, personal retirement goals and the relevant contribution and tax rules.
Read guide →Extracting profits from a limited company
Understand how salary, dividends and pension contributions can fit into the wider discussion about taking money from a company.
Read guide →Retaining cash in a limited company
Consider company cash in the context of business needs, liquidity and longer-term financial decisions.
Read guide →Protecting people, ownership and borrowing
Protecting a business owner
Bring personal income, family security and the responsibilities of business ownership into the protection discussion.
Read guide →Key person insurance explained
Explore the effect of losing a key person and the questions to consider when reviewing cover for the business.
Read guide →Shareholder protection explained
Explore how ownership arrangements and protection can work together when a shareholder dies or becomes seriously ill.
Read guide →Business loan protection explained
Consider how protection may relate to business borrowing and the commitments that would remain if a key person died or became seriously ill.
Read guide →Preparing for a business sale
Planning for the sale of your business
Think through personal objectives, preparation and the role of your professional advisers before a business sale.
Read guide →What should you do with the proceeds of a business sale?
Consider immediate needs, longer-term goals, risk and professional advice when planning around sale proceeds.
Read guide →Bring the wider financial picture together
Discuss your business and personal financial priorities with Patrick Wayne Wealth.
Book a conversationThese guides provide general information and are not personal financial, tax or legal advice. Decisions depend on your circumstances. Tax rules can change. Investments can fall as well as rise and you may get back less than invested.