What If I Change Jobs?
Changing jobs often means leaving behind workplace pensions — sometimes several over the course of your career. Reviewing and organising your various pensions helps keep your retirement savings on track and ensures nothing gets overlooked as your career evolves.
🟩 Keeping Track of Old Pensions
Each job may have left you with a separate pension pot. It’s important to track them all, so you have a full picture of your retirement savings.
🟩 Understanding Your Current Scheme
New employers may offer different pension providers, contribution levels, or fund choices. Understanding how your current scheme works helps you make the most of what’s available.
🟩 Considering Pension Consolidation
In some cases, bringing multiple pensions together can simplify your finances and give you a clearer view of your retirement position. But consolidation isn’t always the right option — it depends on your personal circumstances.
🟩 Avoiding Forgotten Pots
It’s surprisingly common for people to lose track of small pensions from earlier jobs. Regular reviews help ensure nothing slips through the net and every penny works towards your retirement.
🟩 Planning For A Smooth Transition
Each time you change jobs, it’s a good opportunity to review your entire pension picture and check that your savings remain aligned with your long-term goals.
You don’t need to figure this out alone. I’ll take the time to explain everything in simple, clear language, review your existing pensions with you, and show you what steps you can take to strengthen your retirement plan. No jargon. No pressure. Just expert advice tailored to you.
Book Your Free Pension Health Check
The value of investments can fall as well as rise and you may not get back the amount originally invested.