Leave Pension Fully Invested
If you don’t need income immediately, you may choose to leave your pension fully invested. This allows your pension to continue growing for the future but requires ongoing monitoring, as your money remains exposed to investment risk.
🟩 How Leaving Your Pension Invested Works
You leave your pension fund untouched, allowing it to remain fully invested. Over time, this can potentially increase your retirement savings through investment growth.
🟩 Potential Growth Opportunities
Remaining invested gives your money more time to benefit from market growth. With careful fund selection, your pension may continue to grow even after your retirement date.
🟩 Managing Ongoing Investment Risk
Market ups and downs still affect your pension value while invested. Diversification and active management help to reduce risk and smooth long-term performance.
🟩 Regular Reviews and Monitoring
Ongoing reviews ensure your investment strategy remains suitable as your personal circumstances, goals, and market conditions change.
🟩 When Leaving Invested May Be Right For You
Leaving your pension invested may suit you if you don’t yet need income, want your money to keep growing, and are comfortable accepting some investment risk.
You don’t need to figure this out alone. we’ll take the time to explain everything in simple, clear language, review your existing pensions with you, and show you what steps you can take to strengthen your retirement plan. No jargon. No pressure. Just expert advice tailored to you.
Book Your Free Pension Health Check
The value of investments can fall as well as rise and you may not get back the amount originally invested.