How can I apply?

For anyone considering equity release as a means to achieving their retirement goals, we strongly recommend you speak to an equity release adviser first.

Applying for a mortgage or equity release through us is a simple process. You can get started by contacting us either through this website by phone or email, where we will be happy to answer any questions you may have and guide you through the process. we will also schedule a consultation with you to discuss your needs, goals and financial situation.

During the consultation, you will be asked to provide some personal and financial information, including proof of income and identification. We will also ask you to provide information about the property you are looking to purchase or the equity you are looking to release.

Once we have all the necessary information, our team will work to find the best mortgage or equity release solution for you and provide you with a variety of options to choose from. We will also guide you through the application process and assist you in finding the best deal available.

Please keep in mind that the process of applying for a mortgage or equity release can vary depending on the lender and the type of loan you are seeking, so the best way to know more about the specifics is to contact us and schedule a consultation.

If you are asking about the process of applying for a mortgage or equity release without the help of our team, it is possible to apply directly to lenders or through other mortgage brokers. However, keep in mind that the process can be complex and time-consuming, and it may be difficult to find the best deal without the help of an expert.

When applying directly to lenders, you will need to provide personal and financial information, including proof of income and identification. You will also need to provide information about the property you are looking to purchase or the equity you

STEP 1 — Advice and discussion

Before taking out any equity release product, it is important to research all of the options and choices available to you. We also encourage you to discuss this with anyone that it may impact in the future, particularly your family.

STEP 2 — Application and home valuation

Once you’re happy with all aspects of the Equity release Plan being recommended, your adviser will need to complete an application form. The equity release lender will then arrange to have your property valued.

STEP 3 — The equity release lender will then make you an offer

Once the valuation has been carried out on your property and The equity release lender have confirmed the amount you can borrow, They will send an offer letter to you, your solicitor and your equity release adviser.

STEP 4 – You receive your money

Your solicitor will then complete the legal documents needed to complete your plan, and the monies released will be paid to you via your solicitor. The whole process is usually completed within 8 weeks from the date we receive your application form.

Find out how much you could release with our free calculator

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This form of lending is most suitable for those over 65, however, it’s possible to do

this if you are over 55. It is important to understand that these are lifetime mortgages and to

understand their features and risks, you will need to have a personalised illustration.

Book at your convenience, schedule a free 20 minute no commitment initial chat with our financial adviser today

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