🟩 Pension Contributions

You, your employer, and sometimes the government all contribute into your pension. These contributions form the foundation of your retirement savings.

🟩 Tax Relief

When you pay into a pension, you receive tax relief from the government, boosting your contributions. This makes pensions one of the most tax-efficient ways to save for retirement.

🟩 Investment Growth

Your pension savings are invested across different types of assets such as stocks, bonds, and property. Over time, these investments aim to grow your pension pot.

🟩 Compound Growth

Investment growth is compounded over time — meaning you earn growth not only on your original contributions but also on previous investment returns. The longer your money is invested, the more compounding helps your fund grow.

🟩 Ongoing Management

Pension investments should be reviewed regularly to ensure they remain suitable for your goals, risk tolerance, and time until retirement. Professional advice can help keep your pension on track.