Unlocking Equity in Your Home

Your home is often your biggest financial asset. Releasing equity allows you to access some of its value, whether for home improvements, family support, or other financial needs — while still remaining in the property.

Ways to unlock equity:

  • Remortgaging for additional borrowing:
    If your property value has risen and your finances allow, you may remortgage for a larger amount to access some of the built-up equity.

  • Further advance from your current lender:
    Some lenders allow you to borrow additional funds on top of your existing mortgage without switching lender.

  • Equity release (for those 55+):
    Lifetime mortgages or home reversion schemes allow older homeowners to release equity while continuing to live in the property.

Things to consider:

  • Increasing borrowing affects monthly payments and long-term interest costs.

  • Equity release products have specific long-term implications.

  • It's essential to assess affordability, risks, and future plans.

We help you explore all the options to safely release equity in a way that suits your individual circumstances.

"Releasing equity can free up funds for many important goals — but it’s vital to fully understand the costs, risks and long-term effects. We’ll carefully assess your situation and explain every option so you can make an informed decision with confidence."