Mortgage Protection Insurance Explained
Your mortgage is likely your biggest financial commitment. Protecting it ensures you and your family remain financially secure if something unexpected happens.
Key types of protection to consider:
Life Insurance:
Pays out a lump sum to clear the mortgage if you pass away during the term.Critical Illness Cover:
Pays a lump sum if you’re diagnosed with a serious illness covered by the policy, helping to pay off or reduce the mortgage while you recover.Income Protection:
Replaces part of your income if you’re unable to work due to illness or injury, helping you keep up with mortgage payments and living costs.Family Income Benefit:
Instead of a lump sum, this pays a regular income to your family if you die during the term.
Why mortgage protection matters:
Provides financial security for your family
Prevents forced sale of your home during difficult times
Offers peace of mind knowing your home remains safe
We assess your full situation to recommend protection tailored to your mortgage size, income, family needs, and budget.
"While no one wants to imagine the worst, protecting your mortgage is one of the most responsible financial steps you can take. We’ll carefully assess your needs and recommend clear, affordable solutions so your home — and your family’s security — remain protected."