Unsure what your pensions are doing?

Let’s find out what you’ve got, how it’s doing — and if it’s still right for you.

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The value of investments can fall as well as rise and you may not get back the amount originally invested.

It’s common to have multiple pension pots from different jobs — many of them forgotten, ignored, or underperforming.

But if you don’t know how your pensions are invested, what they’re worth, or what you’re paying in charges, how can you feel confident about your retirement?

We’ll help you track down your pensions, assess their performance, and get a plan in place so you’re not left in the dark.

I’ve lost track of old pensions

It’s easy to forget what you had with previous employers — or even where the money is.

I’m not sure if my pensions are growing properly

You might be in default funds that don’t match your risk level or goals.

I don’t know what I’m paying in charges

High charges can quietly eat into your future income without you realising.

Many people don’t feel in control of their pensions — and with good reason. Pension statements can be confusing, and providers rarely explain where your money’s invested, how it’s doing, or if your fund is still appropriate.

We can help you:

Locate all of your old and current pensions using Letters of Authority and pension tracing tools.
Review how your pensions are performing and whether the risk level matches your current stage of life.
Check the charges you’re paying — and whether you’re getting value for money.
Evaluate if consolidating your pensions could reduce admin and improve oversight.
Align your pensions with your retirement goals, whether that’s early retirement, higher income, or greater flexibility.

It’s your money. You deserve to know what it’s doing — and where it’s going.

You’re not alone — and we’ll help you make sense of it

How can I find pensions from old jobs?

We can use your work history and personal details to contact previous providers or use the government’s Pension Tracing Service.

Can I see how my pensions are performing?

Yes. We’ll break it down into simple performance comparisons and explain whether they’re on track.

Should I combine all my pensions into one?

It depends. Consolidation can simplify things and reduce costs, but we’ll assess each case carefully.

Are pension charges really that important?

Absolutely. Even a 1% difference in fees could cost you tens of thousands over the years.

Step 1.

Speak to a pension adviser
We’ll find out what pensions you have and what you want from them.

Step 2.

Request information from your providers
We’ll gather the key details — fund performance, risk level, and charges.

Step 3.

Review and plan your pensions
We’ll build a strategy around your goals, whether that’s growth, income, or peace of mind.

Step 4.

Ongoing support and annual reviews
Your pension plan will change as life does — and we’ll make sure it always fits.