Do I Need a Pension Review?
Pensions are often something people set up and then forget about for years. But regular reviews are essential to ensure your pension is still on track, your investments remain suitable, and you’re making the most of every opportunity to grow your retirement savings.
🟩 Changes In Your Life
Life rarely stands still. Changes like marriage, divorce, children, new jobs, or approaching retirement can all impact your pension needs and priorities. Reviews ensure your plan reflects where you are now.
🟩 Movements In The Market
Markets rise and fall. Over time, your investments may drift away from your intended risk level or goals. Reviewing your portfolio ensures your pension stays aligned to your strategy.
🟩 How Your Pension Is Performing
Not all funds perform the same over time. Some may have underperformed, while others may have become too risky. Regular reviews allow you to assess how your funds are doing and adjust if needed.
🟩 New Rules & Tax Changes
Pension rules, tax allowances and government policies change frequently. A review ensures you’re taking advantage of the latest opportunities and avoiding any unintended pitfalls.
🟩 Feeling Confident About Your Future
Perhaps most importantly, a pension review gives you clarity and confidence. You’ll know exactly where you stand, what adjustments (if any) are needed, and can feel assured that your retirement planning remains in good shape.
You don’t need to figure this out alone. I’ll take the time to explain everything in simple, clear language, review your existing pensions with you, and show you what steps you can take to strengthen your retirement plan. No jargon. No pressure. Just expert advice tailored to you.
Book Your Free Pension Health Check
The value of investments can fall as well as rise and you may not get back the amount originally invested.